When Hilton was just a boy, his aged grandmother saved him from drowning by pulling him out of a treacherous ocean current, sacrificing her life for his. Now, thirty years later, Hilton begins to think his borrowed time is running out. His wife, the only elected African–American judge in Dade County, Florida, has begun receiving racist hate mail from a man she once prosecuted, and Hilton's sleep is plagued by nightmares more horrible than any he has ever experienced.

As he battles both the psychotic stalking of his family and the unseen enemy that haunts his sleep, Hilton's sense of reality is slipping away.